Connect your bank to the PAPSS network.
STEPS is the official and exclusive integrator of the Pan-African Payment and Settlement System (PAPSS) in North Africa, with integrations in production at the Central Bank of Tunisia, BTE and TBL.
Official and exclusive PAPSS integrator in North Africa.
A portal already approved by PAPSS, ready to deploy.
Already integrated for these banks, more integrations underway.
Intra-African payments settled in local currencies, with shorter delays and lower costs.
One partner, from scoping to run.
Joining PAPSS takes more than signing with the network: you need a payment portal, a connection to your core banking system, approval workflows and airtight compliance. STEPS delivers all of it, with a portal already validated by PAPSS and a team that has already made the journey with several banks.
A complete payment portal, ready for your bank.
Built by STEPS and validated by PAPSS, the portal covers the full cycle of an intra-African payment, from initiation to settlement, in an interface your teams master within days.
Initiate a transfer in a few fields
Destination country and bank, real-time beneficiary verification, currency and amount.
See fees before you confirm
Exchange rate, PAPSS fees and bank fees calculated and displayed before every transfer.
Track every transfer
End-to-end statuses: pending, approved, settled or rejected, with downloadable receipts.
Prove every transaction
Filterable reports, data exports and print-ready transaction receipts.
Built for the demands of a bank.
Every module answers a real requirement from your business, compliance and IT teams.
Intra-African transfers
Transfers to banks and wallets on the PAPSS network, in local currencies or USD, with beneficiary account verification.
Approval workflow
Configurable dual validation: whoever initiates a transfer cannot approve it. Every override is logged.
Complete audit trail
Every action timestamped with user, IP address, before and after values. Exportable for your auditors.
Roles and permissions
Dozens of fine-grained permissions per module: who sees, who initiates, who approves, who configures.
Reports and receipts
Reports by period, direction and status, downloadable transaction receipts, data exports.
Self-service configuration
Fees, taxes, system accounts, API connections and platform health: your teams stay in control, without depending on us.
From decision to go-live.
Scoping and prerequisites
PAPSS credentials, BIC, currencies and corridors of your bank. We scope the project with your business and compliance teams.
Connection to your core banking
The portal connects to your core banking system via API: transfer, account verification, inquiry and recall. Your fee and tax rules are configured.
End-to-end testing
Simulated transfers in the PAPSS test environment: initiation, approval, settlement, rejections and reports, through to full validation.
Go-live and run
Production cutover, training for your teams and long-term support: enhancements, support and monitoring.
Already in production.
Tunisian banks already use the portal integrated by STEPS for their PAPSS payments.
Central Bank of Tunisia: PAPSS portal integration delivered by STEPS.
PAPSS payment portal deployed and connected to the core banking system.
PAPSS payment portal deployed and connected to the core banking system.
Local currencies and USD
The portal handles multiple currencies per bank, with fee rules specific to each corridor.
Your teams stay in control
Fees, taxes, users, permissions: everything is configured in the portal, with no dependency on a vendor.
Built for your auditors
Dual validation, a detailed audit trail and exportable reports are built in from day one.
FAQ
FREQUENTLY ASKED QUESTIONS
Who is the official PAPSS integrator in Tunisia?
How does a bank join PAPSS?
Which Tunisian banks are connected to PAPSS with STEPS?
Does the portal integrate with our core banking system?
Which currencies does the PAPSS portal support?
Your bank on the PAPSS network.
Tell us about your corridors and your core banking system: we will tell you exactly how your integration would unfold.