--- title: "PAPSS Integration" description: "STEPS is the official and exclusive PAPSS integrator in North Africa. PAPSS-validated portal, already live at the BCT, BTE and TBL. Talk to our experts." canonical: https://steps.tn/en/papss-integration/ last-updated: 2026-11-12 --- # PAPSS Integration STEPS is the official and exclusive PAPSS integrator in North Africa. PAPSS-validated portal, already live at the BCT, BTE and TBL. Talk to our experts. URL: https://steps.tn/en/papss-integration/ DIGITAL PLATFORMS & AI ENGINEERING - TUNISIA WE BUILD THE DIGITAL PLATFORMS AND AI SOLUTIONS THAT RUN YOUR BUSINESS. Since 2012, STEPS has designed, built and operated business-critical systems for banks, insurers, manufacturers and institutions across Africa, MENA and Europe. Exclusive partnership | PAPSS ## Connect your bank to the PAPSS network. STEPS is the official and exclusive integrator of the Pan-African Payment and Settlement System (PAPSS) in North Africa, with integrations in production at the Central Bank of Tunisia, BTE and TBL. Exclusive | North Africa PAPSS-validated portal Book my scoping session ↗ PAPSS payment portal Exclusive Official and exclusive PAPSS integrator in North Africa. PAPSS-validated A portal already approved by PAPSS, ready to deploy. BCT, BTE, TBL Already integrated for these banks, more integrations underway. Local currencies Intra-African payments settled in local currencies, with shorter delays and lower costs. The essentials ## One partner, from scoping to run. Joining PAPSS takes more than signing with the network: you need a payment portal, a connection to your core banking system, approval workflows and airtight compliance. STEPS delivers all of it, with a portal already validated by PAPSS and a team that has already made the journey with several banks. 01 The portal ## A complete payment portal, ready for your bank. Built by STEPS and validated by PAPSS, the portal covers the full cycle of an intra-African payment, from initiation to settlement, in an interface your teams master within days. Dashboard Dashboard: inbound and outbound transfers and settlements in real time ## Initiate a transfer in a few fields Destination country and bank, real-time beneficiary verification, currency and amount. ## See fees before you confirm Exchange rate, PAPSS fees and bank fees calculated and displayed before every transfer. ## Track every transfer End-to-end statuses: pending, approved, settled or rejected, with downloadable receipts. ## Prove every transaction Filterable reports, data exports and print-ready transaction receipts. Initiate a transfer Transfer: verified beneficiary, fees and FX shown before confirmation Transaction receipt Transaction receipt: downloadable, printable, ready for your customers 02 What your bank gets ## Built for the demands of a bank. Every module answers a real requirement from your business, compliance and IT teams. Payments ## Intra-African transfers Transfers to banks and wallets on the PAPSS network, in local currencies or USD, with beneficiary account verification. Compliance ## Approval workflow Configurable dual validation: whoever initiates a transfer cannot approve it. Every override is logged. Audit ## Complete audit trail Every action timestamped with user, IP address, before and after values. Exportable for your auditors. Security ## Roles and permissions Dozens of fine-grained permissions per module: who sees, who initiates, who approves, who configures. Reporting ## Reports and receipts Reports by period, direction and status, downloadable transaction receipts, data exports. Administration ## Self-service configuration Fees, taxes, system accounts, API connections and platform health: your teams stay in control, without depending on us. Audit log Audit log: every operation tracked with user, IP and before/after values 03 Integration ## From decision to go-live. 01 ## Scoping and prerequisites Scoping session PAPSS credentials, BIC, currencies and corridors of your bank. We scope the project with your business and compliance teams. 02 ## Connection to your core banking Integration The portal connects to your core banking system via API: transfer, account verification, inquiry and recall. Your fee and tax rules are configured. 03 ## End-to-end testing Sandbox environment Simulated transfers in the PAPSS test environment: initiation, approval, settlement, rejections and reports, through to full validation. 04 ## Go-live and run Go live Production cutover, training for your teams and long-term support: enhancements, support and monitoring. 04 References ## Already in production. Tunisian banks already use the portal integrated by STEPS for their PAPSS payments. BCT Central Bank of Tunisia: PAPSS portal integration delivered by STEPS. Integrated BTE PAPSS payment portal deployed and connected to the core banking system. Integrated TBL PAPSS payment portal deployed and connected to the core banking system. Integrated More integrations are underway. 05 Good to know Multi-currency ## Local currencies and USD The portal handles multiple currencies per bank, with fee rules specific to each corridor. Sovereignty ## Your teams stay in control Fees, taxes, users, permissions: everything is configured in the portal, with no dependency on a vendor. Compliance ## Built for your auditors Dual validation, a detailed audit trail and exportable reports are built in from day one. ## Your bank on the PAPSS network. Tell us about your corridors and your core banking system: we will tell you exactly how your integration would unfold. Or contact us directly ↗ Book my scoping session ↗ --- Book a free scoping session: https://steps.tn/reserver-une-session-de-cadrage/ Site guide for agents: https://steps.tn/llms.txt